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Changes in store for no-fault insurance coverage?

The Michigan Supreme Court has set some new limits on expenses that can be claimed under auto no-fault insurance coverage by people injured in car crashes. 

Kenneth Admire used handicapped-accessible vans since a 1987 auto accident. Three times before, his insurance company paid the entire cost of the modified vehicles.

This last time, though, the company said it would pay for the modifications, but Admire has to buy the van.

Admire says that’s not fair because the van alone is more expensive than what he’d buy if he weren’t injured. But the Supreme Court’s Republican majority said injured or not, Admire would have transportation expenses, and his insurance company should only have to pay to make the van useable. 

The decision comes as the Legislature debates possible changes to Michigan’s no-fault insurance law. Governor Rick Snyder and some Republicans want to cap medical and assisted living benefits.

Rick Pluta is Senior Capitol Correspondent for the Michigan Public Radio Network. He has been covering Michigan’s Capitol, government, and politics since 1987.
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