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Lawmakers look to change catastrophic auto coverage, again

two cars in a rear ending accident
Steve Carmody
Michigan Radio
An accident in Ann Arbor.

Controversial legislation to scrap unlimited, lifetime medical coverage for car crash victims is back up for consideration in Lansing.

Proponents of the current system say the law makes sure victims are taken care of. But Republicans have been trying for decades to scale back the state’s unlimited medical coverage for people injured in car crashes.  

The proposed legislation would let consumers pick their levels of coverage.

Speaker of the House Tom Leonard says auto no-fault overhaul is one of his party’s biggest priorities.

“This is an issue, one of the biggest issues facing our state,” he says.

Republican Representative Jason Sheppard introduced legislation on the issue. It would, among other things, let consumers pick their levels of coverage. Right now, the law requires that all medical costs for catastrophic car crash injuries are covered for a lifetime.

“I think it’s a good starting point for us to start talking about. Because, we pick our levels of insurance in every aspect of our life. Homeowners to our health insurance so why not do it with our auto insurance?” he says.

The legislation would also create an auto insurance fraud and theft prevention authority.

Before becoming the newest Capitol reporter for the Michigan Public Radio Network, Cheyna Roth was an attorney. She spent her days fighting it out in court as an assistant prosecuting attorney for Ionia County. Eventually, Cheyna took her investigative and interview skills and moved on to journalism. She got her masters at Michigan State University and was a documentary filmmaker, podcaster, and freelance writer before finding her home with NPR. Very soon after joining MPRN, Cheyna started covering the 2016 presidential election, chasing after Donald Trump, Hillary Clinton, and all their surrogates as they duked it out for Michigan. Cheyna also focuses on the Legislature and criminal justice issues for MPRN. Cheyna is obsessively curious, a passionate storyteller, and an occasional backpacker. Follow her on Twitter at @Cheyna_R
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